One of the positives of having your birthday in mid-January is it gives you the opportunity to reflect back on the prior year (after the hoopla of the Holiday Season and Best of Lists has worn off of course) while simultaneously appreciating the benefit of being a year older and more mature to plan for […]
Blockchain Technology is in general, a digital ledger that can record a plethora of different information. The information is decentralized, often anonymous and public. The information (often transactional) then cannot be changed or fondled with retroactively or proactively, without the alteration of all previous bits of information. In layman’s terms, it is the most hack-proof, […]
When creating a healthy diet for your family you look at many things. What does each person need? For instance, if someone is diabetic you would watch for the amount of sugar in a meal or if someone has high blood pressure the amount of sodium. What do they like or dislike eating? What goals […]
Parents and students who are currently completing the FAFSA and learning about financial aid may be kicking themselves for not having a better plan in place to pay for college. When it comes to college costs, a little planning can go a long way. There are several useful ways to save money for your child’s college education, each of which […]
By now you might have heard of the term grit and the author Angela Lee Duckworth. In her book, “Grit: The Power of Passion and Perseverance,” she explains how through her research on high achievers she discovered that more so than talent or IQ, the largest determining factor of success was if they had that […]
As another Summer comes to a conclusion, all you will hear from TV pundits and news articles is the next recession is impending. It seems a recession is always just around the corner! The Nostradamus of recession predictions is the Inverted Yield Curve which was achieved last week and just in time for Back to […]
Recently, both the CFP® Board and the Securities and Exchange Commission have set higher standards of care & transparency when dealing with clients. While both are welcome developments, they are still catching up to our pledge to uphold a fiduciary duty to our clients since Lighthouse Financial Advisors was founded in 1999! A fiduciary duty […]
We live in a world where technology drives almost everything we do. Unfortunately, having almost everything at our fingertips can also make you vulnerable to scams and fraud. In 2018, banks reported approximately 25,000 cases of suspicious activity, an increase of 12% from 2017. An immense portion of these cases target senior citizens. Financial abuse […]
Seasons Greeting Lessons from Scrooge…. past, present, and future. As of Friday’s market close, the S&P 500 1-year return is 0.0% – 2018 Year-to-Date down 0.9%. So a lot of ups and downs (Downs we notice and feel more) to get to 0.0% return for the index. The S&P is made up of the largest […]
One of the positives of having your birthday in mid-January is it gives you the opportunity to reflect back on the prior year (after the hoopla of the Holiday Season and Best of Lists has worn off of course) while simultaneously appreciating the benefit of being a year older and more mature to plan for […]
Blockchain Technology is in general, a digital ledger that can record a plethora of different information. The information is decentralized, often anonymous and public. The information (often transactional) then cannot be changed or fondled with retroactively or proactively, without the alteration of all previous bits of information. In layman’s terms, it is the most hack-proof, […]
When creating a healthy diet for your family you look at many things. What does each person need? For instance, if someone is diabetic you would watch for the amount of sugar in a meal or if someone has high blood pressure the amount of sodium. What do they like or dislike eating? What goals […]
Parents and students who are currently completing the FAFSA and learning about financial aid may be kicking themselves for not having a better plan in place to pay for college. When it comes to college costs, a little planning can go a long way. There are several useful ways to save money for your child’s college education, each of which […]
By now you might have heard of the term grit and the author Angela Lee Duckworth. In her book, “Grit: The Power of Passion and Perseverance,” she explains how through her research on high achievers she discovered that more so than talent or IQ, the largest determining factor of success was if they had that […]
As another Summer comes to a conclusion, all you will hear from TV pundits and news articles is the next recession is impending. It seems a recession is always just around the corner! The Nostradamus of recession predictions is the Inverted Yield Curve which was achieved last week and just in time for Back to […]
Recently, both the CFP® Board and the Securities and Exchange Commission have set higher standards of care & transparency when dealing with clients. While both are welcome developments, they are still catching up to our pledge to uphold a fiduciary duty to our clients since Lighthouse Financial Advisors was founded in 1999! A fiduciary duty […]
We live in a world where technology drives almost everything we do. Unfortunately, having almost everything at our fingertips can also make you vulnerable to scams and fraud. In 2018, banks reported approximately 25,000 cases of suspicious activity, an increase of 12% from 2017. An immense portion of these cases target senior citizens. Financial abuse […]
Seasons Greeting Lessons from Scrooge…. past, present, and future. As of Friday’s market close, the S&P 500 1-year return is 0.0% – 2018 Year-to-Date down 0.9%. So a lot of ups and downs (Downs we notice and feel more) to get to 0.0% return for the index. The S&P is made up of the largest […]
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