Tackling Student Loans

Over the past 20 years, the annual cost of a college education has risen by 130 percent, according to the College Board.  With that said, Americans have racked up around $1 trillion in education debt from both federal and private student and parent loans.  Preparing for repayment of school loans may not take immediate priority […]

Are You Taking Advantage of Everything Your Employer Offers?

Often times when we start a new job we complete many forms in the first few days/weeks related to the employee benefits offered by our new employer, such as, Savings Plan contributions, Medical Insurance Plans, Group Life Insurance, etc.  As a financial planner (and someone who recently started a new job!), I am aware of […]

Gratitude Through My Personal Storm

As many of you are already aware, I had been out of the office due to the sudden illness and passing of my mother in December.  After the emotional struggle of losing a loved one, I was once again sidelined with back pain and subsequent surgery which helped immensely, but is an ongoing challenge. I […]

Important Steps for FHA Homebuyers

Purchasing a home is one of life’s major landmarks for some;  it is even a dream come true for others.  FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. FHA loans allow the borrower to borrow up to 97% of the value of the home. […]

2012 Income Tax Deadlines

With another year in the books and the first month of the New Year quickly coming to an end, we would like to share important dates:   January 2013: All employers, businesses, banks and other financial institutions begin preparing the numerous tax documents to be mailed out to us individuals.   January 30, 2013: The […]

Best Year Ever

The New Year is a great time to reflect on what has happened over the past year. It’s also a great time to sketch a draft map for the years ahead. Like any journey, the past year and the years ahead will have plenty of twists and turns. With your own “UNIQUE” map, you can easily […]

Building the Foundation

Having recently started my career at Lighthouse Financial Advisors, I am working to obtain every bit of knowledge I can from Robert and the LFA team. I am very fortunate to have this opportunity and aspire to receive my CFP accreditation in the near future.  It is important to me to not only “learn from […]

Post-Storm Cost May Force Many From Coast Life

As many of us continue to cope with the aftermath of Hurricane Sandy, this NY Times article (http://www.nytimes.com/2012/11/29/nyregion/cost-of-coastal-living-to-climb-under-new-flood-rules.html?pagewanted=1&_r=1&ref=todayspaper&) examines the costs that could force many from coastal life. It was estimated the fewer than 30% of NY homes affected had flood insurance. FEMA states that homeowners in storm-damaged coastal areas who had flood insurance — […]

Hurricane Sandy victims can take hardship distributions, loans from retirement plans

We wanted to share additional information that would be useful to our clients who have been affected by Hurricane Sandy: The IRS on Friday announced that it will allow taxpayers who have been adversely affected by Hurricane Sandy to take hardship distributions or loans from their retirement plans (Announcement 2012-44). To qualify under the announcement, […]

Tackling Student Loans

Over the past 20 years, the annual cost of a college education has risen by 130 percent, according to the College Board.  With that said, Americans have racked up around $1 trillion in education debt from both federal and private student and parent loans.  Preparing for repayment of school loans may not take immediate priority […]

Are You Taking Advantage of Everything Your Employer Offers?

Often times when we start a new job we complete many forms in the first few days/weeks related to the employee benefits offered by our new employer, such as, Savings Plan contributions, Medical Insurance Plans, Group Life Insurance, etc.  As a financial planner (and someone who recently started a new job!), I am aware of […]

Gratitude Through My Personal Storm

As many of you are already aware, I had been out of the office due to the sudden illness and passing of my mother in December.  After the emotional struggle of losing a loved one, I was once again sidelined with back pain and subsequent surgery which helped immensely, but is an ongoing challenge. I […]

Important Steps for FHA Homebuyers

Purchasing a home is one of life’s major landmarks for some;  it is even a dream come true for others.  FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. FHA loans allow the borrower to borrow up to 97% of the value of the home. […]

2012 Income Tax Deadlines

With another year in the books and the first month of the New Year quickly coming to an end, we would like to share important dates:   January 2013: All employers, businesses, banks and other financial institutions begin preparing the numerous tax documents to be mailed out to us individuals.   January 30, 2013: The […]

Best Year Ever

The New Year is a great time to reflect on what has happened over the past year. It’s also a great time to sketch a draft map for the years ahead. Like any journey, the past year and the years ahead will have plenty of twists and turns. With your own “UNIQUE” map, you can easily […]

Building the Foundation

Having recently started my career at Lighthouse Financial Advisors, I am working to obtain every bit of knowledge I can from Robert and the LFA team. I am very fortunate to have this opportunity and aspire to receive my CFP accreditation in the near future.  It is important to me to not only “learn from […]

Post-Storm Cost May Force Many From Coast Life

As many of us continue to cope with the aftermath of Hurricane Sandy, this NY Times article (http://www.nytimes.com/2012/11/29/nyregion/cost-of-coastal-living-to-climb-under-new-flood-rules.html?pagewanted=1&_r=1&ref=todayspaper&) examines the costs that could force many from coastal life. It was estimated the fewer than 30% of NY homes affected had flood insurance. FEMA states that homeowners in storm-damaged coastal areas who had flood insurance — […]

Hurricane Sandy victims can take hardship distributions, loans from retirement plans

We wanted to share additional information that would be useful to our clients who have been affected by Hurricane Sandy: The IRS on Friday announced that it will allow taxpayers who have been adversely affected by Hurricane Sandy to take hardship distributions or loans from their retirement plans (Announcement 2012-44). To qualify under the announcement, […]

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