Many prospective clients we talk to already have someone they consider a financial advisor or close too. Your guy could be an accountant that only prepares your taxes, but does little tax planning. Or an insurance/annuity salesman where seemingly every problem can be fixed with complicated annuities or costly whole-life insurance. All too […]
According to a recent study, more than half of Americans age 55 to 64 do not have wills (the numbers are worse for those 45 and 54). I want to focus on the ramifications of why a will is necessary and why it is important to act now to discuss the matter with your financial […]
7 Steps to Success 1: Gratitude and appreciation. Believe it or not, gratitude is the closest thing to a ‘magic pill’ you can take. (Use a daily gratitude Journal. During your next meeting, ask us about our 21 days of Gratitude we recently complete here at LFA.) 2: Add value to the world and […]
Partnering with a Certified Financial Planner® who is also a Tax Professional (CPA or Enrolled Agent) can offer significant value and time savings. There’s a close relationship between financial planning and taxes, but non tax professional advisors are not permitted to offer tax advice and are encouraged to partner with CPA’s to ensure proper tax planning […]
We are discussing & recommending to all of our clients to consider opening a Charitable Giving Account/Donor-advised fund. Charitable Giving Accounts have many advantages over the traditional ways of charitable giving. One of the biggest is record keeping. You make one or more contributions to your giving account during the year. So at tax time […]
As the end of 2013 approached you probably heard a lot of commentators talking about the “January Effect”. No, this is not the feeling everyone in the Northeast has about relocating to somewhere warmer. The “January Effect” is the market phenomenon that the stock market rallies in the month of January with a particular rise […]
We have had the unfortunate honor of working with many widows – both young and old, breadwinners and stay-at-home mothers. Whether there’s any warning or not, the death of a spouse is a tragic loss, but you can help your loved ones by making sure these basics are covered: Life Insurance: If others are financially […]
Where did the year go? Good thing there is one month left to take full advantage of all the tax deductions available for you. One thing I’ve seen during the past two tax seasons at Lighthouse Financial Advisors (LFA) is how clients benefit when everything they need for taxes is organized and complete before the […]
Vacation homes by the beach, ski slopes or in the countryside are a great source of enjoyment and pride for a family. For most families, the intention is to pass ownership down to children and eventually grandchildren. However, there are numerous financial and emotional factors involved in transferring real estate to the next generation. Tax […]
Many prospective clients we talk to already have someone they consider a financial advisor or close too. Your guy could be an accountant that only prepares your taxes, but does little tax planning. Or an insurance/annuity salesman where seemingly every problem can be fixed with complicated annuities or costly whole-life insurance. All too […]
According to a recent study, more than half of Americans age 55 to 64 do not have wills (the numbers are worse for those 45 and 54). I want to focus on the ramifications of why a will is necessary and why it is important to act now to discuss the matter with your financial […]
7 Steps to Success 1: Gratitude and appreciation. Believe it or not, gratitude is the closest thing to a ‘magic pill’ you can take. (Use a daily gratitude Journal. During your next meeting, ask us about our 21 days of Gratitude we recently complete here at LFA.) 2: Add value to the world and […]
Partnering with a Certified Financial Planner® who is also a Tax Professional (CPA or Enrolled Agent) can offer significant value and time savings. There’s a close relationship between financial planning and taxes, but non tax professional advisors are not permitted to offer tax advice and are encouraged to partner with CPA’s to ensure proper tax planning […]
We are discussing & recommending to all of our clients to consider opening a Charitable Giving Account/Donor-advised fund. Charitable Giving Accounts have many advantages over the traditional ways of charitable giving. One of the biggest is record keeping. You make one or more contributions to your giving account during the year. So at tax time […]
As the end of 2013 approached you probably heard a lot of commentators talking about the “January Effect”. No, this is not the feeling everyone in the Northeast has about relocating to somewhere warmer. The “January Effect” is the market phenomenon that the stock market rallies in the month of January with a particular rise […]
We have had the unfortunate honor of working with many widows – both young and old, breadwinners and stay-at-home mothers. Whether there’s any warning or not, the death of a spouse is a tragic loss, but you can help your loved ones by making sure these basics are covered: Life Insurance: If others are financially […]
Where did the year go? Good thing there is one month left to take full advantage of all the tax deductions available for you. One thing I’ve seen during the past two tax seasons at Lighthouse Financial Advisors (LFA) is how clients benefit when everything they need for taxes is organized and complete before the […]
Vacation homes by the beach, ski slopes or in the countryside are a great source of enjoyment and pride for a family. For most families, the intention is to pass ownership down to children and eventually grandchildren. However, there are numerous financial and emotional factors involved in transferring real estate to the next generation. Tax […]