Making Smart Choices About Student Loans

An overwhelming majority of those who seek and complete higher level education require the assistance of student loans. College graduates typically have a 6 month grace period after graduation day until they need to begin making payments. Thinking with the end in mind...

The Next Recession and What We Can Learn from the Tour de France

For the second year in a row I am a daily listener to Lance Armstrong’s podcast covering the 2018 Tour de France. As a race, the Tour’s terrain is always full of variety: flat stages, mountainous stages, and even stages with miles of cobblestones. As someone who has...

The Future Isn’t Here Yet, but It’s Closer

We are excited to share page 2 of the NEW Code of Ethics and Standards of Conduct from the CFP Board – Effective October 1, 2019. Being a CERTIFIED FINANCIAL PLANNER™ holds us to these high standards of Ethics and Conduct. Here at LFA, we have always held ourselves to...

Understanding Solo 401k Plans

The Tax Cuts and Jobs Act of 2017 imposed significant changes to the 2018 tax code especially for self-employed people but one area it did not change is the benefit of Solo 401(k) or individual 401(k) plans. These retirement plans are designed for companies with one...

Only 4 Things You Can Do With Your Money

During my years at Lighthouse Financial Advisors, I’ve learned (and from only the BEST), that there are actually only “4 Things You Can Do With Your Money”: Taxes – not a choice, we MUST pay our taxes! Tax planning is critical throughout the year with our clients....

Children’s Impact Under Tax Reform

Children’s Impact Under Tax Reform With the recent overhaul of the US tax system, it comes as no surprise that many are still trying to decipher how they are impacted by the changes. While media pundits have been quick to highlight the most dramatic changes (i.e....