Steps to Take in Preparation of (Impending) Recession

As another Summer comes to a conclusion, all you will hear from TV pundits and news articles is the next recession is impending. It seems a recession is always just around the corner! The Nostradamus of recession predictions is the Inverted Yield Curve which was...

Fiduciary Since Day One!!

Recently, both the CFP® Board and the Securities and Exchange Commission have set higher standards of care & transparency when dealing with clients.  While both are welcome developments, they are still catching up to our pledge to uphold a fiduciary duty to our...

Protecting Senior Citizens Against Scams and Fraud

We live in a world where technology drives almost everything we do.  Unfortunately, having almost everything at our fingertips can also make you vulnerable to scams and fraud.  In 2018, banks reported approximately 25,000 cases of suspicious activity, an increase of...

Making Smart Choices About Student Loans

An overwhelming majority of those who seek and complete higher level education require the assistance of student loans. College graduates typically have a 6 month grace period after graduation day until they need to begin making payments. Thinking with the end in mind...

The Next Recession and What We Can Learn from the Tour de France

For the second year in a row I am a daily listener to Lance Armstrong’s podcast covering the 2018 Tour de France. As a race, the Tour’s terrain is always full of variety: flat stages, mountainous stages, and even stages with miles of cobblestones. As someone who has...

The Future Isn’t Here Yet, but It’s Closer

We are excited to share page 2 of the NEW Code of Ethics and Standards of Conduct from the CFP Board – Effective October 1, 2019. Being a CERTIFIED FINANCIAL PLANNER™ holds us to these high standards of Ethics and Conduct. Here at LFA, we have always held ourselves to...