The Importance of a Holistic Approach to Finances

When creating a healthy diet for your family you look at many things. What does each person need? For instance, if someone is diabetic you would watch for the amount of sugar in a meal or if someone has high blood pressure the amount of sodium. What do they like or...

Best Accounts to Save for Education Expenses

Parents and students who are currently completing the FAFSA and learning about financial aid may be kicking themselves for not having a better plan in place to pay for college. When it comes to college costs, a little planning can go a long way....

Steps to Take in Preparation of (Impending) Recession

As another Summer comes to a conclusion, all you will hear from TV pundits and news articles is the next recession is impending. It seems a recession is always just around the corner! The Nostradamus of recession predictions is the Inverted Yield Curve which was...

Fiduciary Since Day One!!

Recently, both the CFP® Board and the Securities and Exchange Commission have set higher standards of care & transparency when dealing with clients.  While both are welcome developments, they are still catching up to our pledge to uphold a fiduciary duty to our...

Protecting Senior Citizens Against Scams and Fraud

We live in a world where technology drives almost everything we do.  Unfortunately, having almost everything at our fingertips can also make you vulnerable to scams and fraud.  In 2018, banks reported approximately 25,000 cases of suspicious activity, an increase of...

Making Smart Choices About Student Loans

An overwhelming majority of those who seek and complete higher level education require the assistance of student loans. College graduates typically have a 6 month grace period after graduation day until they need to begin making payments. Thinking with the end in mind...