Fee Only and Fiduciary From Day One
We are fee-only, fiduciary advisors. Fee-only means we are compensated solely by fees paid by our clients and do not accept commissions or compensation from any other source. We believe there is a significant conflict of interest if an advisor stands to gain financially from the purchase of any product he or she recommends to the client. As your fiduciary, we put your interests first. Always.
Experts in Tax Strategy and Preparation:
When you join LFA, we begin with a detailed review of your last three years of tax returns to uncover savings opportunities and identify planning gaps. From there, we provide proactive, year-round tax guidance — strategizing ways to maximize deductions, optimize retirement contributions, and implement tax loss harvesting where appropriate. And because we handle both the planning and the preparation in-house, your strategy stays consistent from start to finish, so there are no surprises when April 15th rolls around.
Experts in Tax Strategy and Preparation:
When you join LFA, we begin with a detailed review of your last three years of tax returns to uncover savings opportunities and identify planning gaps. From there, we provide proactive, year-round tax guidance — strategizing ways to maximize deductions, optimize retirement contributions, and implement tax loss harvesting where appropriate. And because we handle both the planning and the preparation in-house, your strategy stays consistent from start to finish, so there are no surprises when April 15th rolls around.
Our Investment Philosophy:
Focus on what you can control.
• Creating an investment plan to fit your needs and risk tolerance.
• Structuring a portfolio along dimensions of expected returns.
• Diversifying broadly.
• Reducing expenses and turnover.
• Minimizing taxes.
We will create a plan tailored to your financial needs while helping you stay focused and on track to achieve your goals.
Our Investment Philosophy:
Focus on what you can control.
• Creating an investment plan to fit your needs and risk tolerance.
• Structuring a portfolio along dimensions of expected returns.
• Diversifying broadly.
• Reducing expenses and turnover.
• Minimizing taxes.
We will create a plan tailored to your financial needs while helping you stay focused and on track to achieve your goals.
A Truly Holistic Approach to Your Financial Life:
At LFA, holistic means we look beyond investments to support every part of your financial journey. From saving for college and optimizing taxes to protecting your family and planning for retirement, we help you connect all the pieces. Your career, your goals, your family—they’re all part of the plan. We bring clarity and confidence, so you’re never navigating complex financial decisions alone. It’s not just about managing your money. It’s about helping you live the life you’ve worked so hard to build—with purpose, protection, and peace of mind.
A Truly Holistic Approach to Your Financial Life:
At LFA, holistic means we look beyond investments to support every part of your financial journey. From saving for college and optimizing taxes to protecting your family and planning for retirement, we help you connect all the pieces. Your career, your goals, your family—they’re all part of the plan. We bring clarity and confidence, so you’re never navigating complex financial decisions alone. It’s not just about managing your money. It’s about helping you live the life you’ve worked so hard to build—with purpose, protection, and peace of mind.
Financial Planning Process
There is a difference between ongoing and transactional support
Initial Year
Client Set-Up/Diagnostics
Cash Management Plan
Goal Setting
Financial Independence – Quantification of Goals
Risk Management/Insurance Review
Investment Strategy/Implementation
Tax Management and Preparation
Estate Planning
Executive Compensation & Specialized Benefits
Business Planning
Specialized Client Situations
Renewal Year
Tax Management and Preparation
Investment Strategy Monitoring/Implementation
Cash Management
Risk Management/Estate Planning
Life Transitions
Annual Goals & Objectives Review
