Profound misrepresentation is just one of the many ways the financial services field misleads customers with language. Language matters. Most financial services practitioners call themselves financial planners or financial advisers. But in reality, many, if not most, are salespeople selling products to earn commissions. Why do they call themselves financial planners or financial advisers? Because […]

We differ from most of our competitors in several ways. You should expect a lot from your financial advisor. First, we are compensated exclusively by a flat fee paid by our clients thereby allowing us to work solely in our clients’ best interests. Our clients can trust that we have no agenda other than their […]

story written by fellow ACA member: Sheila Padden, Padden Financial Planning John “Jack” Bogle, founder of the $3 trillion Vanguard Group and the world’s first index mutual fund, spoke to the Alliance of Comprehensive Planners (ACP) recently in Philadelphia at our annual conference. Why did one of the investment industry’s “Giants of the 20th Century” choose […]

As the new year begins, financial markets continue to be gripped by uncertainty over developments in the Eurozone crisis. While not seeking to downplay the anxiety generated by these events, particularly in relation to their effects on investment portfolios, it’s worth reflecting critically on the 20th century, and putting current events in perspective: Nearly 100 […]