Low interest rates

Refinance your mortgage to the lowest fixed rate possible for your situation. Remember you can’t time the market. Savings accounts, money markets and bonds are for liquidity. These holdings over the long term lower your portfolio’s standard deviation and allow you to stay fully invested in equities.

From the Warren Buffett annual newsletter – More money has been lost chasing yield (higher return on cash) then has been lostat the point of a gun.

Enjoy the current return on equities but remember it was your savings accounts, money markets, and bonds that gave you the confidence to stay invested through the equity market’s wild ups and downs.

0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply

Your email address will not be published. Required fields are marked *

Contact

Lighthouse Financial Advisors

3 Harding Rd Suite B
Red Bank, NJ 07701

P: 732.747.6697
F: 800.886.0302
info@lfadvisors.com

Contact Us

Disclosures

Client Relationship Summary – Form CRS
Firm Brochure – Form ADV 2A

Recent Posts

Sunscreen, Swimsuits… and Savings? Ditching The Spending Guilt On The Things You Enjoy

Your Estate Plan: A Living Part of Your Financial Picture

Why an IRS IP PIN is Important for Your Tax Security

Energy Credits – The Basics You Should Know

Copyright Lighthouse Financial Advisors, INC . Disclaimer . Privacy & Legal Information

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP(R),
Certified Financial Planner™ and CFP(R) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements

Website Design by TandarichGroup