FAQs

A Few Answers to Your Questions

We’ve done our best to answer the questions we know you might have.
If we’ve missed any, please contact us – we’d be happy to answer what’s on your mind!

Lighthouse Financial Advisors, Inc. is a personal financial and tax-planning firm registered with the SEC as Registered Investment Advisors.

An Investment Advisor is a fiduciary that has a duty of undivided loyalty to its clients and must deal fairly and honestly with them. Any person or entity that holds itself out as a financial planner must be registered. A Registered Investment Advisor is a representative of the client.

LFA provides sound financial planning advice regarding taxes, investments, insurance, pensions, retirement, estate planning and general financial matters, but does not sell products nor do they receive any type of kick-backs or compensation for products recommended.

We believe income taxes are the central focal point of most financial programs. Therefore, we offer an income tax preparation service, as well as tax planning and audit representation. These services are included under a full annual retainer agreement.

Our clients are individuals and small to medium sized business owners.

There is no minimum or maximum dollar requirement to start a financial plan. We recognize that persons with little or no assets have as much need for financial planning as those with ample assets. Our annual fee is determined by income, assets, and complexity of work with a minimum fee of $5,000/year.

Our financial planning fees are determined by income, assets, and complexity of the work with a minimum fee of $5,000/year.

No we do not sell financial planning products. We are fee-only planners. We will suggest investments you can make without paying commissions.

Absolutely not. In fact you are encouraged to shop for the best available product.

No, however we work closely with attorneys to address your estate planning and other legal needs.

We do not use technical analysis or charting. We do use a fundamental approach, based on economic conditions, earnings, industry outlook, politics (as it relates to the investment), historical data, general level of interest rates, company management and tax benefits.

No.

Yes. It is the law.

It should not. Financial planning is a process, not an event. We offer ongoing services, periodic reviews, and day-to-day consultation if requested.

Give us a call to get started with our planning profile. After completing the form you will be contacted to schedule an appointment for your complimentary phone consultation. If you have additional questions please do not hesitate to contact us.

Ready to Start Your Financial Journey?

Understanding your goals is probably the most important
responsibility we have as your advisor because it will define the success of our relationship
and help us shape the best financial plan unique to you.

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Contact

Lighthouse Financial Advisors

3 Harding Rd Suite B
Red Bank, NJ 07701

P: 732.747.6697
F: 800.886.0302
info@lfadvisors.com

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Disclosures

Client Relationship Summary – Form CRS
Firm Brochure – Form ADV 2A

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