Not sure how to answer the questions below? Nothing will propel you quicker towards financial peace of mind than taking action. A 2-hour financial review can give you the insight you need to get your financial journey back on track. Knowing the answers to these questions will help you achieve financial independence, easier, faster, and with less stress.

  1. Are you maximizing your human capital? How are you investing in yourself since this is your greatest opportunity for return on investment?
  2. Do you know if you’re maximizing your annual income and savings, and do you pay yourself first?
  3. Is your savings working for your future? Are you saving money in the most tax-efficient way?
  4. What is your multi-year spending plan?
  5. Is your emergency reserve based on your spending plan?
  6. What is the difference between tax preparation & planning?
  7. Have you had a tax professional complete a multi-year tax projection for you?
  8. When filing your taxes, are you maximizing your deductions?
  9. Do you have a clear understanding of how different forms of income are taxed and what your effective tax rate & marginal tax bracket are?
  10.  Are your financial documents in order and have you securely disposed of unneeded items?
  11.  What is your cyber security plan?
  12.  What are your risks and are they properly covered?
  13.  Does your current estate plan reflect your wishes, does it protect your loved ones?
  14.  Are you properly housed with the right mortgage?
  15.  What does financial independence look like to you and your family and are you on track to achieve it?
  16.  Do you clearly understand your financial independence/retirement plan?
  17.  What is your current asset allocation?
  18.  What is the performance history of your portfolio?
  19. What does risk tolerance mean to you and your financial plan?
  20.  Are your investments aligned with your goals and vision?
  21.  Are you focusing on what you can control – diversification, expenses & taxes?
  22. Do you have a list of tasks you need to complete annually to achieve financial independence?
  23. What was the total cost over the last 3 years you have been paying for financial advice, investment management, tax planning & preparation?
A financial review will provide you with actionable answers to your most pressing questions and to questions you might not have even known to ask. These actions will save you time and money and put you in a position to take advantage of opportunities while avoiding costly mistakes.