In a recent Wall Street Journal article (linked HERE), Andrea Fuller recounts her experience of searching for the fees that she is paying for her financial advisor and investments – the advisor is an employee of one of the largest financial advisory companies. What Andrea did not expect is that this hunt would require a […]

We encourage clients to max out workplace retirement accounts when possible (401k limit is $18,000 annually, or $24,000 age 50+).  At a minimum, contribute as much as your employer will match; its free money! The employer matching is often structured as $.50 cents for every dollar you defer, up to 6% of your salary, effectively […]

Time is one of our greatest assets, yet it often seemingly passes through our lives without much thought or appreciation. One aspect of this is how little time we spend planning for our futures.  Americans on average spend more time buying a flat screen TV than planning for an IRA investment for their retirement years […]

One of the largest trends in investment advice is coming from an increasing number of online robo-advisors.  While services vary, the main service offering is an easy access investment plan and in some cases, basic financial planning advice.  We certainly appreciate their fee transparency (you should always know exactly what you pay for a service!) […]

Many prospective clients we talk to already have someone they consider a financial advisor or close too.    Your guy could be an accountant that only prepares your taxes, but does little tax planning.  Or an insurance/annuity salesman where seemingly every problem can be fixed with complicated annuities or costly whole-life insurance.   All too […]