Your Partner in Financial Success for Over a Quarter Century
Your Vision.
Our Expertise.
We want to liberate you from the complexity of finances so you can enjoy the journey.
The Lighthouse Difference
Expect MORE From Your Advisor
At LFA, we help you align your wealth with your purpose—so every financial decision supports the life you want to lead. We believe true freedom comes from clarity, and our mission is to liberate you from the complexity of finances so you can fully enjoy the journey ahead. As a fee-only fiduciary firm, we offer fully integrated financial planning and tax preparation under one roof, ensuring your strategy is not only personalized but tax-smart and cohesive. We build lasting partnerships rooted in trust, transparency, and proactive guidance—giving you the clarity and confidence to navigate life’s complexity and pursue your vision with intention.
Tax Management and Preparation
As your tax planner and preparer, we ensure that any tax implications are considered in all decisions concerning your financial life and in turn create a seamless process when it’s time to file your return. Read our Tax Alpha for more information.
Strategic
Investing
We develop an investment strategy aligned to your unique goals. We listen to you to ensure it lies within your specific tolerance for risk. Once agreed upon, we implement it in the most tax efficient way.
Comprehensive
Planning
Our holistic approach to financial planning goes beyond the traditional. We help you take inventory of your goals, assess their financial implications, and implement a plan tailored to you. Our services are proactive and ongoing.
How Are We Different?
We liberate you from the day-to-day management of your finances. We help you stay focused and on course.
How Do We Compare to Others?
KEY ALWAYS √√√ SOMETIMES √√ RARELY √
| CATEGORY | LFA | NON FEE ONLY PLANNERS | CPA TAX ACCOUNTANTS | INSURANCE AGENTS | BROKERS |
|---|---|---|---|---|---|
| Portfolio Analysis/ Net Worth | √√√ | √√√ | √ | √√ | |
| Record Keeping & Spending Plan | √√√ | √ | |||
| Mortgage Review/ Refinance Analysis | √√√ | √ | √ | ||
| Debt Management, Reduction and Leverage | √√√ | √ | |||
| Education Planning | √√√ | √√ | √ | √√ | √√√ |
| Financial Independence Planning Retirement Analysis | √√√ | √ | √√ | ||
| Estate Planning | √√√ | √ | √ | √√ | |
| Rollovers, Pension Plans, Annuities | √√√ | √√√ | √√ | √√√ | |
| Goal Setting | √√√ | √ | √ | √ | √√ |
| Investment Implementation | √√√ | √√√ | √ | √ | √ |
| Life Insurance Analysis/ Other Insurances (Home, Auto, etc) | √√√ | √√√ | √ | √√√ | √ |
| Tax Planning/Tax Projection | √√√ | √ | |||
| Tax Preparation | √√√ | √√√ | |||
| Review Employee Benefits | √√√ | ||||
| Unlimited Advice | √√√ | ||||
| Coaching: Financial/Life/Small Business/ Entrepreneurial Development | √√√ |
LFA (LIGHTHOUSE FINANCIAL ADVISORS): Fee Only/No Commissions or Kickbacks
NON-FEE UNLY FINANCIAL PLANNERS: Commission based on assets
СРА/TAX ACCOUNTANTS: Fee Based on Hourly Rates + Commission If they are also selling products
INSURANCE AGENTS: Commission
BROKERS: Commission and/or fees Based on Assets