How We Work

Financial Planning Process

There is a difference between ongoing and transactional support

Initial Year

Comprehensive Financial Review

Client Set-Up/Diagnostics

Cash Management Plan

Goal Setting

Financial Independence – Quantification of Goals

Risk Management/Insurance Review

Investment Strategy/Implementation

Tax Management

Estate Planning

Executive Compensation & Specialized Benefits

Business Planning

Specialized Client Situations

Renewal Year

Tax Management

Investment Strategy Monitoring/Implementation

Cash Management

Risk Management/Estate Planning

Life Transitions

Annual Goals & Objectives Review

Experts in Tax:

When you become a client, we conduct a thorough review of your returns from the past three years. Every year we review tax planning strategies, like maximizing deductions, retirement plans and tax loss harvesting. We help you plan all year so there are no surprises on April 15th.

Experts in Tax:

When you become a client, we conduct a thorough review of your returns from the past three years. Every year we review tax planning strategies, like maximizing deductions, retirement plans and tax loss harvesting. We help you plan all year so there are no surprises on April 15th.

Our Investment Philosophy:

Focus on what you can control.

• Creating an investment plan to fit your needs and risk tolerance.

• Structuring a portfolio along dimensions of expected returns.

• Diversifying broadly.

• Reducing expenses and turnover.

• Minimizing taxes.

We will create a plan tailored to your financial needs while helping you stay focused and on track to achieve your goals.

Our Investment Philosophy:

Focus on what you can control.

• Creating an investment plan to fit your needs and risk tolerance.

• Structuring a portfolio along dimensions of expected returns.

• Diversifying broadly.

• Reducing expenses and turnover.

• Minimizing taxes.

We will create a plan tailored to your financial needs while helping you stay focused and on track to achieve your goals.

Holistic Approach:

Our inclusive wealth management relationship provides a breadth and level of service uncommon for most financial advisors. Our holistic approach goes beyond traditional financial planning. We are entrusted with taking care of you and your loved ones and we are dedicated to your success.

Holistic Approach:

Our inclusive wealth management relationship provides a breadth and level of service uncommon for most financial advisors. Our holistic approach goes beyond traditional financial planning. We are entrusted with taking care of you and your loved ones and we are dedicated to your success.

The Lighthouse Difference

When you make the decision to work with us, you have a team of experts ready to serve you. Not only will you receive investment and retirement planning strategies, you will have access to a personal financial coach and tax management expert. Our team is here to assist clients in goal setting, life transitions and ongoing cash management needs. Additionally, each year, we prepare your taxes and following year projections. With each new life event or development, we address each situation as it arises, refine your plan, coach you by reinforcing our guiding principles and help you stay on course.

Fee Only and Fiduciary From Day One

We are fee-only, fiduciary advisors. Fee-only means we are compensated solely by fees paid by our clients and do not accept commissions or compensation from any other source. We believe there is a significant conflict of interest if an advisor stands to gain financially from the purchase of any product he or she recommends to the client. As your fiduciary, we put your interests first. Always.

Ready to Start Your Financial Journey?