Don’t Leave 401K Matching On the Table

We encourage clients to max out workplace retirement accounts when possible (401k limit is $18,000 annually, or $24,000 age 50+).  At a minimum, contribute as much as your employer will match; its free money! The employer matching is often structured as $.50 cents for...

Spend Your Time

Time is one of our greatest assets, yet it often seemingly passes through our lives without much thought or appreciation. One aspect of this is how little time we spend planning for our futures.  Americans on average spend more time buying a flat screen TV than...

Why We Love Robo-Advisors

One of the largest trends in investment advice is coming from an increasing number of online robo-advisors.  While services vary, the main service offering is an easy access investment plan and in some cases, basic financial planning advice.  We certainly appreciate...

I Got a Guy & Second Opinions

Many prospective clients we talk to already have someone they consider a financial advisor or close too.    Your guy could be an accountant that only prepares your taxes, but does little tax planning.  Or an insurance/annuity salesman where seemingly every problem can...

Benefits of a CFP® and CPA Relationship

Partnering with a Certified Financial Planner® who is also a Tax Professional (CPA or Enrolled Agent) can offer significant value and time savings.  There’s a close relationship between financial planning and taxes, but non tax professional advisors are not...